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METRO DATA PROFILE · 2024

Credit Counselors salary in Charlotte, North Carolina

Metro-level median, range, and employment from BLS Occupational Employment Statistics for the Charlotte metropolitan area. Skills and task data from O*NET. State and national figures shown for context.

Adrian Serafin, founder and editor of RateOrchardBy Adrian SerafinFounderUpdated April 30, 2026
Median annual$53,440
Mean annual$59,080
Range (10th to 90th)$42,630 to $76,310
Charlotte, North Carolina employment60
State vs national+2.2% vs national

Salary distribution

Where Charlotte credit counselors fall on the wage curve.

Annual wage distribution

Shaded band = interquartile range (where most full-time workers fall)

10TH$42,63025TH$44,940MEDIAN$53,44075TH$61,57090TH$76,310

The middle 50% of workers earn between $44,940 and $61,570, with a median of $53,440.

Typical entry

  • Education

    Bachelor's degree

  • Experience

    None

  • On-the-job training

    Moderate-term on-the-job training

Top skills (O*NET)

  • Customer and Personal Service

    Knowledge

    4.6 / 5
  • Oral Expression

    Ability

    4.1 / 5
  • English Language

    Knowledge

    4.1 / 5
  • Oral Comprehension

    Ability

    4.0 / 5
  • Speaking

    Basic skill

    4.0 / 5
  • Active Listening

    Basic skill

    3.9 / 5
  • Written Comprehension

    Ability

    3.9 / 5
  • Reading Comprehension

    Basic skill

    3.9 / 5

Common tasks (O*NET)

  1. 01

    Calculate clients' available monthly income to meet debt obligations.

  2. 02

    Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.

  3. 03

    Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.

  4. 04

    Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.

  5. 05

    Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.

  6. 06

    Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.

  7. 07

    Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.

  8. 08

    Disburse funds from client accounts to creditors.

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Other metros in North Carolina

How the Charlotte metro compares to other major North Carolina metro areas for credit counselors.

Frequently asked questions

What is the median salary for Credit Counselors in Charlotte, North Carolina?
According to BLS Occupational Employment and Wage Statistics, the median annual wage for Credit Counselors in the Charlotte metropolitan area is $53,440.
Does Charlotte pay more than the North Carolina state average for Credit Counselors?
The Charlotte metro median is +7.6% versus the North Carolina state median of $49,670.
How does Charlotte compare to the national median for Credit Counselors?
The Charlotte metro median is +2.2% versus the BLS national figure of $52,274.
What is the salary range for Credit Counselors in Charlotte?
BLS reports the 10th-percentile annual wage at $42,630 and the 90th-percentile at $76,310 for the Charlotte metro area.
What education is required for Credit Counselors?
BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Disclaimer

Information on this page is for general educational purposes only. It is not career, financial, or tax advice. BLS metro estimates reflect the Charlotte CBSA boundary for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.