RateOrchard
METRO DATA PROFILE · 2024

Loan Officers salary in New York City, New York

Metro-level median, range, and employment from BLS Occupational Employment Statistics for the New York City metropolitan area. Skills and task data from O*NET. State and national figures shown for context.

Adrian Serafin, founder and editor of RateOrchardBy Adrian SerafinFounderUpdated April 30, 2026
Median annual$102,540
Mean annual$125,440
Range (10th to 90th)$49,690 to $216,810
New York City, New York employment11,250
State vs national+40.4% vs national

Salary distribution

Where New York City loan officers fall on the wage curve.

Annual wage distribution

Shaded band = interquartile range (where most full-time workers fall)

10TH$49,69025TH$72,680MEDIAN$102,54075TH$162,57090TH$216,810

The middle 50% of workers earn between $72,680 and $162,570, with a median of $102,540.

Typical entry

  • Education

    Bachelor's degree

  • Experience

    None

  • On-the-job training

    Moderate-term on-the-job training

Top skills (O*NET)

  • Customer and Personal Service

    Knowledge

    4.7 / 5
  • Written Comprehension

    Ability

    4.0 / 5
  • Speaking

    Basic skill

    4.0 / 5
  • Active Listening

    Basic skill

    4.0 / 5
  • Oral Expression

    Ability

    4.0 / 5
  • Oral Comprehension

    Ability

    4.0 / 5
  • Reading Comprehension

    Basic skill

    3.9 / 5
  • Judgment and Decision Making

    Technical

    3.9 / 5

Common tasks (O*NET)

  1. 01

    Meet with applicants to obtain information for loan applications and to answer questions about the process.

  2. 02

    Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

  3. 03

    Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

  4. 04

    Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

  5. 05

    Submit applications to credit analysts for verification and recommendation.

  6. 06

    Review loan agreements to ensure that they are complete and accurate according to policy.

  7. 07

    Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

  8. 08

    Review and update credit and loan files.

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Other metros in New York

How the New York City metro compares to other major New York metro areas for loan officers.

Frequently asked questions

What is the median salary for Loan Officers in New York City, New York?
According to BLS Occupational Employment and Wage Statistics, the median annual wage for Loan Officers in the New York City metropolitan area is $102,540.
Does New York City pay more than the New York state average for Loan Officers?
The New York City metro median is +3.6% versus the New York state median of $98,940.
How does New York City compare to the national median for Loan Officers?
The New York City metro median is +40.4% versus the BLS national figure of $73,019.
What is the salary range for Loan Officers in New York City?
BLS reports the 10th-percentile annual wage at $49,690 and the 90th-percentile at $216,810 for the New York City metro area.
What education is required for Loan Officers?
BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Disclaimer

Information on this page is for general educational purposes only. It is not career, financial, or tax advice. BLS metro estimates reflect the New York City CBSA boundary for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.