Salary distribution
Where Texas credit analysts fall on the wage curve.
Shaded band = interquartile range (where most full-time workers fall)
The middle 50% of workers earn between $60,600 and $100,150, with a median of $77,300.
Credit Analysts in Texas: actual employer-disclosed pay
Public records from 46 certified H-1B Labor Condition Applications filed with the U.S. Department of Labor. Median offered wage: $111,100. Every figure below is an actual offered salary an employer attested to under federal law.
By DOL wage level
DOL classifies every offer into one of four wage levels based on the role's experience and skill requirements.
| Level | Filings | Median offer |
|---|---|---|
| Level I — entry | 5 | $53,000 |
| Level II — qualified | 14 | $90,689 |
| Level III — experienced | 4 | $111,100 |
| Level IV — fully competent | 20 | $130,000 |
Top employers filing for this role
Companies with the most certified filings for Credit Analysts in Texas. Median offer is across all of that employer's filings.
| Employer | Most-filed title | Filings | Median |
|---|---|---|---|
| Citibank, N.A. | Credit Risk Senior Analyst | 8 | $117,114 |
| USAA Federal Savings Bank | Bank Credit Risk Analyst Senior - Retail Banking | 5 | $150,000 |
| Macquarie Global Services (USA) LLC | Senior Analyst | 3 | $125,000 |
| JPMorgan Chase & Co. | Vice President, Lead Credit Officer | 3 | $165,000 |
| CCFI Companies, LLC | Senior Manager of Credit Risk Analytics &Reporting | 2 | $122,050 |
| GOLDMAN SACHS & CO. LLC | Snr Analyst, Portfolio Lifecycle Management | 2 | $78,771,850 |
| AllianceBernstein L.P. | AO/Associate, Private Credit Investors (Financial Reporting) | 1 | $135,000 |
| Flexport, Inc. | Senior Credit Analyst | 1 | $95,000 |
| T-Mobile USA, Inc. | Sr. Analyst, Credit Risk Management | 1 | $100,737 |
| Vyora International LLC | Credit Analysts | 1 | $71,011 |
Recent sample filings
A snapshot of recent certified offers. Each line is a real, public, verifiable record.
- Senior Manager of Credit Risk Analytics &Reporting at CCFI Companies, LLC$136,900CarrolltonDecided Nov 26, 2025I-200-25323-422926
- AO/Associate, Private Credit Investors (Financial Reporting) at AllianceBernstein L.P.$135,000AustinDecided Nov 18, 2025I-200-25314-394949
- Senior Credit Analyst at Flexport, Inc.$95,000DallasDecided Nov 14, 2025I-200-25307-363115
- Underwriter at Citibank, N.A.$188,400IrvingWage Level IVDecided Sep 23, 2025I-200-25259-313296
- Snr Analyst, Portfolio Lifecycle Management at GOLDMAN SACHS & CO. LLC$157,456,000DallasWage Level IIDecided Sep 2, 2025I-200-25237-263886
- Credit Risk Senior Analyst at Citibank, N.A.$119,300IrvingWage Level IIDecided Aug 21, 2025I-200-25226-244260
- Credit Risk Senior Analyst at Citibank, N.A.$119,000IrvingWage Level IIDecided Aug 19, 2025I-200-25224-235874
- Credit Risk Intermediate Analyst at Citibank, N.A.$115,228HoustonWage Level IIDecided Jul 24, 2025I-200-25198-181631
Source: U.S. Department of Labor, Office of Foreign Labor Certification. Disclosed wages reflect what employers attested to pay; actual paid wages may differ. Only certified filings are shown — denied and withdrawn cases are excluded.
Credit Analysts pay by experience level in Texas
Each band reflects DOL Wage Levels I-IV mapped onto a four-step ladder. Click a level to see the disclosed-wage range for that segment.
Credit Analysts specialties in Texas
Real specialty titles employers file for, clustered from 24 certified offers. The most common variant is Credit Analyst at a median of $60,000.
| Specialty | Top employer | Filings | Median offer |
|---|---|---|---|
| Credit Analyst | Flexport, Inc. | 7 | $60,000 |
| Credit Risk Senior Analyst | Citibank, N.A. | 6 | $108,600 |
| Senior Analyst | Macquarie Global Services (USA) LLC | 5 | $125,000 |
| Vice President, Lead Credit Officer | JPMorgan Chase & Co. | 3 | $165,000 |
| Bank Credit Risk Analyst Senior - Retail Banking | USAA Federal Savings Bank | 3 | $150,000 |
Specialties with 10 or more filings link to a dedicated breakdown.
Credit Analysts in Texas, by industry
Median offered wage across 46 certified filings, grouped by NAICS industry sector. Finance and insurance leads with a median of $110,000.
| Industry | Largest employer | Filings | Median offer |
|---|---|---|---|
| Finance and insurance | Citibank, N.A. | 33 | $110,000 |
| Professional services | Macquarie Global Services (USA) LLC | 8 | $125,000 |
| Technology and software | T-Mobile USA, Inc. | 2 | $96,669 |
| Retail and wholesale | Autobyzack Inc | 2 | $52,750 |
| Transportation and logistics | Flexport, Inc. | 1 | $95,000 |
Sectors with at least 25 filings link to a dedicated page with full distribution and sample employer breakdown.
Wage trend
Median annual wage in Texas over the past 2 BLS OES releases. Real values are CPI-adjusted to 2024 dollars.
Typical entry
Education
Bachelor's degree
Experience
None
On-the-job training
None
Top skills (O*NET)
- 4.5 / 5
Economics and Accounting
Knowledge
- 4.0 / 5
Oral Expression
Ability
- 3.9 / 5
Mathematics
Knowledge
- 3.9 / 5
English Language
Knowledge
- 3.9 / 5
Oral Comprehension
Ability
- 3.9 / 5
Critical Thinking
Cross-functional
- 3.9 / 5
Written Comprehension
Ability
- 3.9 / 5
Inductive Reasoning
Ability
Common tasks (O*NET)
- 01
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- 02
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- 03
Generate financial ratios, using computer programs, to evaluate customers' financial status.
- 04
Prepare reports that include the degree of risk involved in extending credit or lending money.
- 05
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- 06
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- 07
Contact customers to collect payments on delinquent accounts.
- 08
Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
10-year outlook
Growth 2024 → 2034
-4.4%
Projected annual openings
—
BLS outlook
Declining
Source: BLS Employment Projections, 2024–2034 cycle.
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Explore coursesTop metros in Texas
Metro-level salary data for credit analysts in major Texas metropolitan areas.
- Austin$82,100
- Dallas$79,620
- Houston$77,950
- San Antonio$65,710
Compare Credit Analysts pay across nearby states
Frequently asked questions
- What is the median salary for Credit Analysts in Texas?
- According to BLS Occupational Employment Statistics, the median annual wage for Credit Analysts in Texas is $77,300.
- How does Texas compare to the national median for Credit Analysts?
- The Texas median is -10.0% versus the BLS national figure of $85,917.
- What is the salary range for Credit Analysts in Texas?
- BLS reports the 10th-percentile annual wage at $51,130 and the 90th-percentile at $134,170, which captures most full-time workers in the role.
- Is Credit Analysts a growing field?
- BLS Employment Projections show employment declining by -4.4% over the projection cycle. See the 10-year outlook section above for details.
- What education is required for Credit Analysts?
- BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Information on this page is for general educational purposes only. It is not career, financial, or tax advice. Wage data reflects BLS estimates for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.