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METRO DATA PROFILE · 2024

Credit Analysts salary in Austin, Texas

Metro-level median, range, and employment from BLS Occupational Employment Statistics for the Austin metropolitan area. Skills and task data from O*NET. State and national figures shown for context.

Adrian Serafin, founder and editor of RateOrchardBy Adrian SerafinFounderUpdated April 30, 2026
Median annual$82,100
Mean annual$94,980
Range (10th to 90th)$57,040 to $149,750
Austin, Texas employment380
State vs national-4.4% vs national

Salary distribution

Where Austin credit analysts fall on the wage curve.

Annual wage distribution

Shaded band = interquartile range (where most full-time workers fall)

10TH$57,04025TH$62,490MEDIAN$82,10075TH$115,41090TH$149,750

The middle 50% of workers earn between $62,490 and $115,410, with a median of $82,100.

Typical entry

  • Education

    Bachelor's degree

  • Experience

    None

  • On-the-job training

    None

Top skills (O*NET)

  • Economics and Accounting

    Knowledge

    4.5 / 5
  • Oral Expression

    Ability

    4.0 / 5
  • Mathematics

    Knowledge

    3.9 / 5
  • English Language

    Knowledge

    3.9 / 5
  • Oral Comprehension

    Ability

    3.9 / 5
  • Critical Thinking

    Cross-functional

    3.9 / 5
  • Written Comprehension

    Ability

    3.9 / 5
  • Inductive Reasoning

    Ability

    3.9 / 5

Common tasks (O*NET)

  1. 01

    Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

  2. 02

    Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

  3. 03

    Generate financial ratios, using computer programs, to evaluate customers' financial status.

  4. 04

    Prepare reports that include the degree of risk involved in extending credit or lending money.

  5. 05

    Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

  6. 06

    Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

  7. 07

    Contact customers to collect payments on delinquent accounts.

  8. 08

    Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.

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Other metros in Texas

How the Austin metro compares to other major Texas metro areas for credit analysts.

Frequently asked questions

What is the median salary for Credit Analysts in Austin, Texas?
According to BLS Occupational Employment and Wage Statistics, the median annual wage for Credit Analysts in the Austin metropolitan area is $82,100.
Does Austin pay more than the Texas state average for Credit Analysts?
The Austin metro median is +6.2% versus the Texas state median of $77,300.
How does Austin compare to the national median for Credit Analysts?
The Austin metro median is -4.4% versus the BLS national figure of $85,917.
What is the salary range for Credit Analysts in Austin?
BLS reports the 10th-percentile annual wage at $57,040 and the 90th-percentile at $149,750 for the Austin metro area.
What education is required for Credit Analysts?
BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Disclaimer

Information on this page is for general educational purposes only. It is not career, financial, or tax advice. BLS metro estimates reflect the Austin CBSA boundary for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.