Salary distribution
Where California credit analysts fall on the wage curve.
Shaded band = interquartile range (where most full-time workers fall)
The middle 50% of workers earn between $67,000 and $130,150, with a median of $88,360.
Credit Analysts in California: actual employer-disclosed pay
Public records from 55 certified H-1B Labor Condition Applications filed with the U.S. Department of Labor. Median offered wage: $112,944. Every figure below is an actual offered salary an employer attested to under federal law.
By DOL wage level
DOL classifies every offer into one of four wage levels based on the role's experience and skill requirements.
| Level | Filings | Median offer |
|---|---|---|
| Level I — entry | 12 | $59,740 |
| Level II — qualified | 14 | $90,000 |
| Level III — experienced | 10 | $132,199 |
| Level IV — fully competent | 8 | $140,000 |
Top employers filing for this role
Companies with the most certified filings for Credit Analysts in California. Median offer is across all of that employer's filings.
| Employer | Most-filed title | Filings | Median |
|---|---|---|---|
| Upgrade, Inc. | Manager, Credit Risk | 5 | $139,381 |
| East West Bank | Senior Credit Analyst | 4 | $90,000 |
| ROYAL BUSINESS BANK | CREDIT ANALYST | 3 | $90,000 |
| LENDINGPOINT, LLC | Director, Risk Management | 3 | $117,541 |
| TCW LLC | Credit Analyst | 2 | $140,000 |
| First Citizens Bank and Trust Co. | Relationship Manager - Credit Solutions | 2 | $112,944 |
| Bank of China | Associate (Los Angeles Branch) | 2 | $62,404 |
| Moneyspot USA LLC | Underwriting Team Leader | 2 | $140,000 |
| Fifth Third Bank, National Association | Consumer Credit Risk Analyst I | 2 | $76,406 |
| Moody's Investors Service, Inc. | Associate Lead Analyst 1 | 2 | $115,341 |
Recent sample filings
A snapshot of recent certified offers. Each line is a real, public, verifiable record.
- Sr. Portfolio Analyst at Ullico Investment Advisors, Inc.$151,424Newport BeachDecided Dec 24, 2025I-200-25351-491947
- Credit Analyst at East West Bank$76,169PasadenaDecided Dec 19, 2025I-200-25346-479280
- Credit Analyst at TCW LLC$140,000Los AngelesDecided Dec 18, 2025I-200-25345-476350
- Relationship Manager - Credit Solutions at First Citizens Bank and Trust Co.$112,944Santa MonicaDecided Dec 15, 2025I-200-25342-464052
- Relationship Manager - Credit Solutions at First Citizens Bank and Trust Co.$112,944Santa MonicaDecided Dec 9, 2025I-200-25336-449348
- Investment Manager at ALPHA IN BAY, INC$100,000CupertinoDecided Dec 3, 2025I-200-25329-437343
- Finance at Apple Inc.$117,250CupertinoDecided Dec 1, 2025I-200-25328-431664
- VP/Credit Administration and Special Assets Officer at ROYAL BUSINESS BANK$95,160LOS ANGELESDecided Nov 14, 2025I-200-25309-378170
Source: U.S. Department of Labor, Office of Foreign Labor Certification. Disclosed wages reflect what employers attested to pay; actual paid wages may differ. Only certified filings are shown — denied and withdrawn cases are excluded.
Credit Analysts pay by experience level in California
Each band reflects DOL Wage Levels I-IV mapped onto a four-step ladder. Click a level to see the disclosed-wage range for that segment.
Credit Analysts specialties in California
Real specialty titles employers file for, clustered from 29 certified offers. The most common variant is Credit Analyst at a median of $80,585.
| Specialty | Top employer | Filings | Median offer |
|---|---|---|---|
| Credit Analyst | East West Bank | 18 | $80,585 |
| Associate Lead Analyst | Moody's Investors Service, Inc. | 4 | $115,341 |
| Director, Risk Management | LENDINGPOINT, LLC | 4 | $117,541 |
| Manager, Credit Risk | Upgrade, Inc. | 3 | $139,381 |
Specialties with 10 or more filings link to a dedicated breakdown.
Credit Analysts in California, by industry
Median offered wage across 55 certified filings, grouped by NAICS industry sector. Finance and insurance leads with a median of $113,452.
| Industry | Largest employer | Filings | Median offer |
|---|---|---|---|
| Finance and insurance | Upgrade, Inc. | 46 | $113,452 |
| Professional services | Moody's Investors Service, Inc. | 3 | $115,341 |
| Retail and wholesale | MA LABORATORIES, INC. | 2 | $91,796 |
| Real estate | ALPHA IN BAY, INC | 1 | $100,000 |
| Manufacturing | Apple Inc. | 1 | $117,250 |
| Technology and software | Intuit Inc. | 1 | $175,624 |
| Energy and utilities | SPI Solar, Inc. | 1 | $85,301 |
Sectors with at least 25 filings link to a dedicated page with full distribution and sample employer breakdown.
Wage trend
Median annual wage in California over the past 2 BLS OES releases. Real values are CPI-adjusted to 2024 dollars.
Typical entry
Education
Bachelor's degree
Experience
None
On-the-job training
None
Top skills (O*NET)
- 4.5 / 5
Economics and Accounting
Knowledge
- 4.0 / 5
Oral Expression
Ability
- 3.9 / 5
Mathematics
Knowledge
- 3.9 / 5
English Language
Knowledge
- 3.9 / 5
Oral Comprehension
Ability
- 3.9 / 5
Critical Thinking
Cross-functional
- 3.9 / 5
Written Comprehension
Ability
- 3.9 / 5
Inductive Reasoning
Ability
Common tasks (O*NET)
- 01
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- 02
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- 03
Generate financial ratios, using computer programs, to evaluate customers' financial status.
- 04
Prepare reports that include the degree of risk involved in extending credit or lending money.
- 05
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- 06
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- 07
Contact customers to collect payments on delinquent accounts.
- 08
Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
10-year outlook
Growth 2024 → 2034
-4.4%
Projected annual openings
—
BLS outlook
Declining
Source: BLS Employment Projections, 2024–2034 cycle.
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Explore coursesTop metros in California
Metro-level salary data for credit analysts in major California metropolitan areas.
- San Francisco$127,470
- San Jose$98,350
- Sacramento$79,120
- San Diego$78,890
- Los Angeles$77,660
- Riverside$75,770
Compare Credit Analysts pay across nearby states
Frequently asked questions
- What is the median salary for Credit Analysts in California?
- According to BLS Occupational Employment Statistics, the median annual wage for Credit Analysts in California is $88,360.
- How does California compare to the national median for Credit Analysts?
- The California median is +2.8% versus the BLS national figure of $85,917.
- What is the salary range for Credit Analysts in California?
- BLS reports the 10th-percentile annual wage at $60,250 and the 90th-percentile at $194,250, which captures most full-time workers in the role.
- Is Credit Analysts a growing field?
- BLS Employment Projections show employment declining by -4.4% over the projection cycle. See the 10-year outlook section above for details.
- What education is required for Credit Analysts?
- BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Information on this page is for general educational purposes only. It is not career, financial, or tax advice. Wage data reflects BLS estimates for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.