Salary distribution
Where San Jose credit analysts fall on the wage curve.
Shaded band = interquartile range (where most full-time workers fall)
The middle 50% of workers earn between $78,550 and $144,820, with a median of $98,350.
Typical entry
Education
Bachelor's degree
Experience
None
On-the-job training
None
Top skills (O*NET)
- 4.5 / 5
Economics and Accounting
Knowledge
- 4.0 / 5
Oral Expression
Ability
- 3.9 / 5
Mathematics
Knowledge
- 3.9 / 5
English Language
Knowledge
- 3.9 / 5
Oral Comprehension
Ability
- 3.9 / 5
Critical Thinking
Cross-functional
- 3.9 / 5
Written Comprehension
Ability
- 3.9 / 5
Inductive Reasoning
Ability
Common tasks (O*NET)
- 01
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- 02
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- 03
Generate financial ratios, using computer programs, to evaluate customers' financial status.
- 04
Prepare reports that include the degree of risk involved in extending credit or lending money.
- 05
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- 06
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- 07
Contact customers to collect payments on delinquent accounts.
- 08
Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
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Explore coursesOther metros in California
How the San Jose metro compares to other major California metro areas for credit analysts.
- San Francisco$127,470
- Sacramento$79,120
- San Diego$78,890
- Los Angeles$77,660
- Riverside$75,770
Frequently asked questions
- What is the median salary for Credit Analysts in San Jose, California?
- According to BLS Occupational Employment and Wage Statistics, the median annual wage for Credit Analysts in the San Jose metropolitan area is $98,350.
- Does San Jose pay more than the California state average for Credit Analysts?
- The San Jose metro median is +11.3% versus the California state median of $88,360.
- How does San Jose compare to the national median for Credit Analysts?
- The San Jose metro median is +14.5% versus the BLS national figure of $85,917.
- What is the salary range for Credit Analysts in San Jose?
- BLS reports the 10th-percentile annual wage at $65,870 and the 90th-percentile at $196,790 for the San Jose metro area.
- What education is required for Credit Analysts?
- BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Information on this page is for general educational purposes only. It is not career, financial, or tax advice. BLS metro estimates reflect the San Jose CBSA boundary for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.