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METRO DATA PROFILE · 2025

Credit Analysts salary in San Francisco, California

Metro-level median, range, and employment from BLS Occupational Employment Statistics for the San Francisco metropolitan area. Skills and task data from O*NET. State and national figures shown for context.

Adrian Serafin, founder and editor of RateOrchardBy Adrian SerafinFounderUpdated June 12, 2026
Median annual$122,590
Mean annual$133,360
Range (10th to 90th)$63,330 to $217,340
San Francisco, California employment850
State vs national+37.3% vs national

Salary distribution

Where San Francisco credit analysts fall on the wage curve.

Annual wage distribution

Shaded band = interquartile range (where most full-time workers fall)

10TH$63,33025TH$80,860MEDIAN$122,59075TH$165,45090TH$217,340

The middle 50% of workers earn between $80,860 and $165,450, with a median of $122,590.

Typical entry

  • Education

    Bachelor's degree

  • Experience

    None

  • On-the-job training

    None

Top skills (O*NET)

  • Economics and Accounting

    Knowledge

    4.5 / 5
  • Oral Expression

    Ability

    4.0 / 5
  • Mathematics

    Knowledge

    3.9 / 5
  • English Language

    Knowledge

    3.9 / 5
  • Oral Comprehension

    Ability

    3.9 / 5
  • Critical Thinking

    Cross-functional

    3.9 / 5
  • Written Comprehension

    Ability

    3.9 / 5
  • Inductive Reasoning

    Ability

    3.9 / 5

Common tasks (O*NET)

  1. 01

    Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

  2. 02

    Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

  3. 03

    Generate financial ratios, using computer programs, to evaluate customers' financial status.

  4. 04

    Prepare reports that include the degree of risk involved in extending credit or lending money.

  5. 05

    Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

  6. 06

    Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

  7. 07

    Contact customers to collect payments on delinquent accounts.

  8. 08

    Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.

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Other metros in California

How the San Francisco metro compares to other major California metro areas for credit analysts.

Frequently asked questions

What is the median salary for Credit Analysts in San Francisco, California?
According to BLS Occupational Employment and Wage Statistics, the median annual wage for Credit Analysts in the San Francisco metropolitan area is $122,590.
Does San Francisco pay more than the California state average for Credit Analysts?
The San Francisco metro median is +25.3% versus the California state median of $97,860.
How does San Francisco compare to the national median for Credit Analysts?
The San Francisco metro median is +37.3% versus the BLS national figure of $89,264.
What is the salary range for Credit Analysts in San Francisco?
BLS reports the 10th-percentile annual wage at $63,330 and the 90th-percentile at $217,340 for the San Francisco metro area.
What education is required for Credit Analysts?
BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Disclaimer

Information on this page is for general educational purposes only. It is not career, financial, or tax advice. BLS metro estimates reflect the San Francisco CBSA boundary for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.