Salary distribution
Where Virginia credit counselors fall on the wage curve.
Shaded band = interquartile range (where most full-time workers fall)
The middle 50% of workers earn between $46,600 and $63,410, with a median of $51,330.
Credit Counselors pay by experience level in Virginia
Each band reflects DOL Wage Levels I-IV mapped onto a four-step ladder. Click a level to see the disclosed-wage range for that segment.
Wage trend
Median annual wage in Virginia over the past 2 BLS OES releases. Real values are CPI-adjusted to 2024 dollars.
Typical entry
Education
Bachelor's degree
Experience
None
On-the-job training
Moderate-term on-the-job training
Top skills (O*NET)
- 4.6 / 5
Customer and Personal Service
Knowledge
- 4.1 / 5
Oral Expression
Ability
- 4.1 / 5
English Language
Knowledge
- 4.0 / 5
Oral Comprehension
Ability
- 4.0 / 5
Speaking
Basic skill
- 3.9 / 5
Active Listening
Basic skill
- 3.9 / 5
Written Comprehension
Ability
- 3.9 / 5
Reading Comprehension
Basic skill
Common tasks (O*NET)
- 01
Calculate clients' available monthly income to meet debt obligations.
- 02
Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- 03
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- 04
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
- 05
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- 06
Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
- 07
Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
- 08
Disburse funds from client accounts to creditors.
10-year outlook
Growth 2024 → 2034
+3.5%
Projected annual openings
—
BLS outlook
Average growth
Source: BLS Employment Projections, 2024–2034 cycle.
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Explore coursesTop metros in Virginia
Metro-level salary data for credit counselors in major Virginia metropolitan areas.
- Virginia Beach$51,770
- Richmond$50,560
Compare Credit Counselors pay across nearby states
Frequently asked questions
- What is the median salary for Credit Counselors in Virginia?
- According to BLS Occupational Employment Statistics, the median annual wage for Credit Counselors in Virginia is $51,330.
- How does Virginia compare to the national median for Credit Counselors?
- The Virginia median is -1.8% versus the BLS national figure of $52,274.
- What is the salary range for Credit Counselors in Virginia?
- BLS reports the 10th-percentile annual wage at $39,560 and the 90th-percentile at $77,500, which captures most full-time workers in the role.
- Is Credit Counselors a growing field?
- BLS Employment Projections show employment growing by 3.5% over the projection cycle. See the 10-year outlook section above for details.
- What education is required for Credit Counselors?
- BLS lists the typical entry-level education as Bachelor's degree. Many employers also weigh prior experience and credentials.
Information on this page is for general educational purposes only. It is not career, financial, or tax advice. Wage data reflects BLS estimates for the reference year shown and may not match individual offers, employer-specific ranges, or current market conditions. Confirm with a licensed professional before making career or compensation decisions.